How to Qualify or be eligible for Mshwari Loan Qualifications

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How to Qualify or be eligible for Mshwari Loan Qualifications
Mshwari
Mshwari is offered to Safaricom customers only. It was founded in 2012 by M-PESA in partnership with the Commercial Bank of Africa (CBA) and is hence offered through M-Pesa.

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The minimum loan amount one can borrow is 100 shillings while the maximum loan limit is set by the app depending on how much one saves and how often. To qualify for a higher loan limit, one needs to have repaid the first loaned amount on time.

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Mshwari loans attract an interest rate of 7.5 percent and the borrower is given a repayment duration of 30 days. The loaned amount is sent to M-Pesa in less than 5 minutes.

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Mshwari is considered one of the fastest and easiest mobile loan solutions with minimum requirements to process.

What You Need To Qualify For a Mshwari Loan




Be a Safaricom subscriber.
Own a registered Mpesa sim card active for at least six Months.
Own an active Mshwari account
Have an updated Mpesa menu


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