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Geico Car Insurance Discounts & Auto Premium Reductions
Information on Auto Insurance Discounts With GEICO You could save with car insurance discounts and special premium reductions from GEICO. With a wide variety of discounts available, see how much you could save on an affordable car insurance policy.
You may already be planning how you’ll use all that money you could be saving with your GEICO policy. But wait—you could save even more with our exclusive discounts and premium reductions on car insurance, motorcycle insurance, and more. Every dollar counts, so check out our auto insurance discounts based on:
Vehicle Equipment
Driving History & Habits
Driver’s Education
Driver Affiliations
Customer Loyalty
Need help figuring out how many of our car insurance discounts apply to you? We’re here to help. Just get an online car insurance quote to see the savings. Or, if you prefer that human touch, call us at (800) 861-8380 and let one of our insurance professionals explain all of the car insurance discounts and other savings you’ll enjoy with GEICO.
GEICO Car Insurance Discounts List Discount Name Potential Savings Discount Category Air Bag 25% (driver side), 40% (full-front seat) Vehicle Equipment Anti-Lock Brakes 5% Vehicle Equipment Anti-Theft System 25% Vehicle Equipment Daytime Running Lights 1% Vehicle Equipment Good Driver 26% (five years accident-free) Driving History & Habits Seat Belt Use 15% (medical or PIP portion) Driving History & Habits Defensive Driving Varies Driver’s Education Driver’s Educational Course Varies Driver’s Education Good Student 15% Driver’s Education Emergency Deployment 25% Driver Affiliation Federal Employee (Eagle) 8% Driver Affiliation Membership & Employee Varies Driver Affiliation Military 15% Driver Affiliation Multi-Vehicle 25% Customer Loyalty Multi-Policy Varies Customer Loyalty Vehicle Equipment Discounts
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Air Bag
You could save up to 25% for driver-side air bags or 40% for full-front seat air bags. These discounts apply to the medical payments or personal injury portion of your car insurance premium.
Anti-Lock Brakes
Does your car have a factory installed anti-lock braking system? Congrats! You could receive a 5% discount on the collision portion of your premium.
Anti-Theft System
Cars with a built-in anti-theft system could earn you a discount of up to 25% on the comprehensive portion of your premium.
Daytime Running Lights
Vehicles equipped with Daytime Running Lights as standard equipment could earn you a 1% discount on certain car insurance coverages.
Discounts for Driving History & Habits
Five-Year Accident-Free Good Driver
Got a squeaky-clean driving record? It could translate into serious car insurance discounts. If you’ve been accident-free for five years, you may be able to save up to 26% on most coverages.
Seat Belt Use
Buckle up and drive down your rate. If you and your passengers always wear seat belts, you could receive a discount of up to 15% off the medical payments or personal injury protection portion of your premium.
Driver’s Education Discounts
Defensive Driving
If you’ve completed a defensive driving course, you may be able to save even more on your premium. To find out if you qualify for this auto insurance discount, see the defensive driving information related to your state.
Driver’s Education
If a young driver in your family has completed a driver’s education course, you may earn a discount on most coverages.
Geico Good Student
Full-time students with a good academic record could be eligible for up to a 15% discount on certain coverages. (In most states, policyholders between the ages of 16 and 24, who are full-time students with a “B” average or better, are eligible for this discount.)
8We consider it an honor to offer a special benefit to United States military policyholders. If you are part of an emergency deployment to an imminent danger zone, you could also be eligible for an auto insurance disco.
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