Loanbee Loan Terms and Conditions To Consider before taking Loan

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Terms and conditions
LoanBee is a product of Weza Ventures ; a company incorporated in Kenya

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Definitions of terms
mobile money : refers to a form of e-wallet provided by mobile network providers in Kenya

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SMS : refers to Short Message Service, a service provided by mobile networks to mobile users.




Privacy Policy : refers to how Weza ventures will handle any personal data you have provided to us

Mobile Network Operator : refers to an organization providing network resources and is registered under Communications Authority of Kenya

Default : refers to failure of paying a loan within the stipulated time

Credit Reference Bureau : refers to an organization that provides financial credit rating of individuals

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Loan : refers to money borrowed by a borrower and to be paid sometime in the future with interest.
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Interest : refers to money paid on top of the borrowed loan





app : refers to mobile application

Acceptance of terms and conditions
By downloading the app and registering for the service you are deemed to have agreed to the terms and conditions and the privacy policy of LoanBee
LoanBee Loan

Intellectual property rights
The App, Site and its original content, features, and functionality are owned by Weza Ventures and are protected by international copyright, trademark, patent, trade secret and other intellectual property or proprietary rights laws. Nothing in the terms grants you a license to use any trademark design right or copyright owned or controlled by Weza Ventures or any other third party except as expressed in the terms provided.

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Use of the services
LoanBee offers the service to people over the age of 18 and above. LoanBee has the right to verify your details with service providers such as the network providers and credit referencing bureaus. We also reserve the right to decline your loan application offer.

Personal information
By agreeing to use LoanBee you authorize access of the personal information listed under our privacy policy. This includes but not limited to SMS, call logs, your credit reference bureau data, National ID information, phone make, phone GPS coordinates,email, phone operating system, facebook data

Interest and fees
Interest payable for the loans will be shown in the app. Any other fee outside the interest fee will be notified to the app users either via the app service or SMS. The interest fee will be particular to each client




Default on loan
A default is a loan that has taken longer than the stipulated time. On nearing a possibility to default, LoanBee clients will be given notifications to repay. In case a default occurs the client will be reported to Credit Reference Bureaus .This means you won’t be in a position to get a loan from any other organizations such as banks. You will also be barred from getting a LoanBee from us unless you repay the loan.


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